{"id":28848,"date":"2024-09-13T02:29:45","date_gmt":"2024-09-12T23:29:45","guid":{"rendered":"https:\/\/kilosorunum.com\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57.jpg"},"modified":"2024-09-13T02:30:13","modified_gmt":"2024-09-12T23:30:13","slug":"1-15-768x201-489","status":"inherit","type":"attachment","link":"https:\/\/adanaseshaber.com.tr\/habercim\/foto-galeri\/artik-iade-ediliyor\/attachment\/1-15-768x201-489\/","title":{"rendered":"ARTIK \u0130ADE ED\u0130L\u0130YOR"},"author":2,"comment_status":"open","ping_status":"closed","template":"","meta":[],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57.jpg'><img width=\"300\" height=\"79\" src=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-300x79.jpg\" class=\"attachment-medium size-medium\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-300x79.jpg 300w, https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57.jpg 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/p>\n"},"caption":{"rendered":"<p>Sosyal Sigortalar Kanunu\u2019na g\u00f6re, emeklilerin gelir, ayl\u0131k ve \u00f6denekleri bankalar taraf\u0131ndan muvafakat al\u0131nmadan haczedilemiyor, bloke konulam\u0131yor. Haczi yasaklanan gelir, ayl\u0131k, \u00f6dene\u011fin haczine ili\u015fkin talebin icra m\u00fcd\u00fcr\u00fcnce reddedilmesi gerekiyor. Y\u00fcksek Yarg\u0131 da \u2018ya\u015fam hakk\u0131\u2019 olarak de\u011ferlendirdi\u011fi emekli ayl\u0131\u011f\u0131nda bankalar\u0131n bloke, kesinti yapma hakk\u0131 olmad\u0131\u011f\u0131 y\u00f6n\u00fcnde karar verdi.<br \/>\n\u0130cra gelebiliyor:Sabah\u2019\u0131n haberine g\u00f6re, y\u0131llarca \u00e7al\u0131\u015f\u0131p emeklili\u011fe hak kazananlar\u0131n en \u00f6nemli ge\u00e7im kaynaklar\u0131 ayl\u0131klar\u0131 olup bor\u00e7lar, nafaka nedeniyle kesintiler konusu en \u00e7ok yarg\u0131ya ta\u015f\u0131nan konular\u0131n ba\u015f\u0131nda geliyor. 5510 say\u0131l\u0131 Sosyal Sigortalar ve Genel Sa\u011fl\u0131k sigortas\u0131 Kanunu\u2019nun 93. Maddesi; \u201cSigortal\u0131lar ve hak sahiplerinin gelir, ayl\u0131k ve \u00f6denekleri, sa\u011fl\u0131k hizmeti sunucular\u0131n\u0131n genel sa\u011fl\u0131k sigortas\u0131 h\u00fck\u00fcmlerinin uygulanmas\u0131 sonucu Kurum nezdinde do\u011fan alacaklar\u0131, devir ve temlik edilemez\u201d h\u00fckm\u00fcn\u00fc i\u00e7eriyor. Buna g\u00f6re, emekli, dul, yetim ayl\u0131klar\u0131 nafaka borcu d\u0131\u015f\u0131nda haczedilemiyor. Emekli olunan sigorta koluna g\u00f6re bir ay\u0131r\u0131m bulunmuyor. Haciz i\u00e7in emekli olan ki\u015finin onay\u0131 gerekiyor. Ancak, haciz uygulamas\u0131nda emeklinin ad\u0131na kay\u0131tl\u0131 arac\u0131, evi, arazisi varsa icra gelebiliyor. Farkl\u0131 bor\u00e7lar nedeniyle emekli ayl\u0131k hesaplar\u0131na icra m\u00fcd\u00fcrl\u00fcklerince bloke konulmas\u0131 ya da do\u011frudan banka hesab\u0131ndan kesinti yap\u0131lmas\u0131 s\u00f6z konusu alabiliyor. Baz\u0131 bankalar kredi s\u00f6zle\u015fmesi imzalatarak emekli ayl\u0131\u011f\u0131n\u0131 teminat g\u00f6sterip belirli miktar kredi kulland\u0131rabiliyor. Kredi \u00f6demesinde sorun ya\u015fanmas\u0131 halinde banka emekli hesab\u0131na yatan paradan kesinti yap\u0131yor. Hukuka ayk\u0131r\u0131 bir \u015fekilde yap\u0131lan bu kesintiler i\u00e7in dava yoluyla iade sa\u011flanabilir. Yap\u0131lan kesintiler istirdat davas\u0131 (geri isteme) a\u00e7\u0131larak (bir y\u0131ll\u0131k hak d\u00fc\u015f\u00fcr\u00fcc\u00fc s\u00fcreye tabi) geri al\u0131nabilir. Kesintilerin durdurulmas\u0131 i\u00e7in dava a\u00e7\u0131l\u0131rken ihtiyati tedbir talep edilir. Menfi tespit talebinin de dava dilek\u00e7esinde belirtilmesi gerekiyor. Menfi tespit talebinin kabul edilmesiyle banka hesab\u0131ndaki kesinti kalkar. Yarg\u0131tay Hukuk Genel Kurulu\u2019nun verdi\u011fi kararlarda da, menfi tespit ve istirdat davalar\u0131yla tahsil edilen tutar\u0131n iadesi sa\u011flanabildi\u011fi gibi, emekli ayl\u0131\u011f\u0131ndan kesinti de durdurulur. Yarg\u0131tay, net asgari \u00fccretin alt\u0131nda kalan emekli ayl\u0131\u011f\u0131ndan nafaka d\u0131\u015f\u0131nda prim borcu i\u00e7in kesinti yap\u0131lmas\u0131n\u0131 kanuna ayk\u0131r\u0131 buldu. Emekli ayl\u0131\u011f\u0131n\u0131n d\u00f6rtte biri oran\u0131nda nafakayla birlikte prim kesintisi yap\u0131lmas\u0131 \u00fczerine a\u00e7\u0131lan davada yerel mahkeme vatanda\u015f\u0131 hakl\u0131 buldu. Yarg\u0131tay da, emekli ayl\u0131\u011f\u0131 ile ki\u015filere ya\u015famlar\u0131n\u0131 s\u00fcrd\u00fcrmeleri i\u00e7in g\u00fcvence sa\u011fland\u0131\u011f\u0131na, ki\u015finin ya\u015fam hakk\u0131 oldu\u011funa, bundan vazge\u00e7ilemeyece\u011fine dikkat \u00e7ekerek karar\u0131 onad\u0131.Yarg\u0131tay\u2019\u0131n son karar\u0131 ile kozlar art\u0131k emeklinin elinde, kullanacaklar\u0131 kredilerde banka kredi s\u00f6zle\u015fmesinin i\u00e7erisinde veya s\u00f6zle\u015fme eklerinde maa\u015flar\u0131ndan kesinti ve bloke uygulanmas\u0131na r\u0131za g\u00f6sterse dahi yap\u0131lan kesintilerin yasal olmamas\u0131 nedeniyle iptal edilmesi ve bug\u00fcne kadar yap\u0131lan maa\u015f kesintilerini bankadan geri almas\u0131 m\u00fcmk\u00fcn hale geldi.Emekli vatanda\u015flar bankan\u0131n koymu\u015f oldu\u011fu blokenin kald\u0131r\u0131lmas\u0131 ve kesintilerin iadesi i\u00e7in T\u00fcketici Hakem Heyetlerine ba\u015fvurma hakk\u0131na sahiptir.<br \/>\nKaynak sputniknews.com.tr ve melihpancar.av.tr<br \/>\nALINTIDIR : bilgirehberim.net<\/p>\n"},"alt_text":"","media_type":"image","mime_type":"image\/jpeg","media_details":{"width":768,"height":201,"file":"2024\/09\/1-15-768x201-57.jpg","sizes":{"medium":{"file":"1-15-768x201-57-300x79.jpg","width":300,"height":79,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-300x79.jpg"},"thumbnail":{"file":"1-15-768x201-57-150x150.jpg","width":150,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-150x150.jpg"},"kucukResim":{"file":"1-15-768x201-57-80x50.jpg","width":80,"height":50,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-80x50.jpg"},"sliderResim":{"file":"1-15-768x201-57-670x201.jpg","width":670,"height":201,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-670x201.jpg"},"resim1":{"file":"1-15-768x201-57-184x140.jpg","width":184,"height":140,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-184x140.jpg"},"resim2":{"file":"1-15-768x201-57-216x103.jpg","width":216,"height":103,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-216x103.jpg"},"resim3":{"file":"1-15-768x201-57-145x70.jpg","width":145,"height":70,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-145x70.jpg"},"sagSlider":{"file":"1-15-768x201-57-300x150.jpg","width":300,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-300x150.jpg"},"yeniSlider":{"file":"1-15-768x201-57-500x201.jpg","width":500,"height":201,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57-500x201.jpg"},"full":{"file":"1-15-768x201-57.jpg","width":768,"height":201,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":28846,"source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2024\/09\/1-15-768x201-57.jpg","_links":{"self":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media\/28848"}],"collection":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/comments?post=28848"}]}}