{"id":40620,"date":"2025-11-14T15:52:10","date_gmt":"2025-11-14T12:52:10","guid":{"rendered":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1.jpg"},"modified":"2025-11-14T15:53:14","modified_gmt":"2025-11-14T12:53:14","slug":"561303968_1344257203737443_573676923788939959_n-150x150","status":"inherit","type":"attachment","link":"https:\/\/adanaseshaber.com.tr\/habercim\/genel\/herkes-odemek-zorunda-2\/attachment\/561303968_1344257203737443_573676923788939959_n-150x150\/","title":{"rendered":"herkes \u00f6demek zorunda"},"author":2,"comment_status":"open","ping_status":"closed","template":"","meta":[],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1.jpg'><img width=\"150\" height=\"150\" src=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1.jpg\" class=\"attachment-medium size-medium\" alt=\"\" loading=\"lazy\" \/><\/a><\/p>\n"},"caption":{"rendered":"<p>Ara\u00e7 kredisi ba\u015fvurusu yapmay\u0131 planlayan ki\u015filerin, bankalar\u0131n kasko poli\u00e7esi konusunda getirdi\u011fi zorunluluklara dikkat etmeleri gerekiyor. Yeni d\u00fczenlemeler, bu poli\u00e7elerin yaln\u0131zca bankalar \u00fczerinden temin edilmesi gerekti\u011fini \u00f6ne s\u00fcr\u00fcyor. Ancak t\u00fcketici dernekleri, bu zorunlulu\u011fun hukuka ayk\u0131r\u0131 oldu\u011funu savunuyor ve t\u00fcketicilerin serbest piyasa ko\u015fullar\u0131 \u00e7er\u00e7evesinde istedikleri sigorta acentesinden kasko poli\u00e7esi alma hakk\u0131na sahip olduklar\u0131n\u0131 belirtiyor. KASKO POL\u0130\u00c7ES\u0130 Hukuk\u00e7ular ise, bankalar\u0131n ara\u00e7 kredisi verirken kasko poli\u00e7esi talep etme hakk\u0131na sahip oldu\u011funu kabul etmekle birlikte, t\u00fcketicilerin bu poli\u00e7eyi ba\u015fka bir sigorta acentesinden alabilme \u00f6zg\u00fcrl\u00fc\u011f\u00fcne sahip olduklar\u0131n\u0131n alt\u0131n\u0131 \u00e7iziyor. T\u00fcketici dernekleri de bu duruma kar\u015f\u0131, sigorta poli\u00e7elerinin serbest piyasa ko\u015fullar\u0131na uygun olarak herhangi bir acenteden yap\u0131labilece\u011fini belirtiyor ve bankalar\u0131n dayatmalar\u0131na kar\u015f\u0131 hukuki yollar\u0131n kullan\u0131lmas\u0131n\u0131 tavsiye ediyor. Bu durum, banka kredisi kullanarak ara\u00e7 sahibi olmay\u0131 d\u00fc\u015f\u00fcnenler i\u00e7in dikkate al\u0131nmas\u0131 gereken \u00f6nemli bir husus olarak \u00f6ne \u00e7\u0131k\u0131yor. T\u00fcketiciler, kasko poli\u00e7esi al\u0131rken bankalar\u0131n zorunluluklar\u0131na kar\u015f\u0131 bilin\u00e7li hareket etmeli, piyasadaki se\u00e7enekleri de\u011ferlendirerek kendileri i\u00e7in en uygun ve avantajl\u0131 teklifi tercih etme hakk\u0131n\u0131 kullanmal\u0131d\u0131r.<\/p>\n"},"alt_text":"","media_type":"image","mime_type":"image\/jpeg","media_details":{"width":150,"height":150,"file":"2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1.jpg","sizes":{"thumbnail":{"file":"561303968_1344257203737443_573676923788939959_n-150x150-1-150x150.jpg","width":150,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1-150x150.jpg"},"kucukResim":{"file":"561303968_1344257203737443_573676923788939959_n-150x150-1-80x50.jpg","width":80,"height":50,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1-80x50.jpg"},"resim1":{"file":"561303968_1344257203737443_573676923788939959_n-150x150-1-150x140.jpg","width":150,"height":140,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1-150x140.jpg"},"resim2":{"file":"561303968_1344257203737443_573676923788939959_n-150x150-1-150x103.jpg","width":150,"height":103,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1-150x103.jpg"},"resim3":{"file":"561303968_1344257203737443_573676923788939959_n-150x150-1-145x70.jpg","width":145,"height":70,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1-145x70.jpg"},"full":{"file":"561303968_1344257203737443_573676923788939959_n-150x150-1.jpg","width":150,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":40618,"source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2025\/11\/561303968_1344257203737443_573676923788939959_n-150x150-1.jpg","_links":{"self":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media\/40620"}],"collection":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/comments?post=40620"}]}}