{"id":42935,"date":"2026-01-14T23:04:27","date_gmt":"2026-01-14T20:04:27","guid":{"rendered":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n.jpg"},"modified":"2026-01-14T23:05:35","modified_gmt":"2026-01-14T20:05:35","slug":"607305386_122166872090861904_3816364173458492882_n","status":"inherit","type":"attachment","link":"https:\/\/adanaseshaber.com.tr\/habercim\/genel\/en-yuksek-promosyonu\/attachment\/607305386_122166872090861904_3816364173458492882_n\/","title":{"rendered":"En y\u00fcksek promosyonu veren b\u2019ankalar a\u00e7\u0131kland\u0131"},"author":2,"comment_status":"open","ping_status":"closed","template":"","meta":[],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n.jpg'><img width=\"250\" height=\"300\" src=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-250x300.jpg\" class=\"attachment-medium size-medium\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-250x300.jpg 250w, https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n.jpg 426w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n"},"caption":{"rendered":"<p>SSK, BA\u011e-KUR EMEKL\u0130 ZAMMI Y\u00dcZDE KA\u00c7 OLACAK? 2025 y\u0131l\u0131 enflasyonu y\u00fczde 31 oran\u0131nda \u00e7\u0131karsa en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131n\u0131n da 6 ayl\u0131k enflasyon oran\u0131nda art\u0131r\u0131larak ocak ay\u0131nda 18.954 TL\u2019ye \u00e7\u0131kart\u0131lmas\u0131 bekleniyor. Enflasyon y\u00fczde 33 olursa en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131 da 19.244 TL\u2019ye \u00e7\u0131kacak. 2026 OCAK\u2019TA EN D\u00dc\u015e\u00dcK EMEKL\u0130 MAA\u015eI NE KADAR OLACAK? Ocak ay\u0131nda en d\u00fc\u015f\u00fck emekli ayl\u0131\u011f\u0131n\u0131n 6 ayl\u0131k enflasyon oran\u0131nda art\u0131r\u0131lmas\u0131 bekleniyor. Buna g\u00f6re 16.881 TL\u2019lik en d\u00fc\u015f\u00fck emekli taban maa\u015f\u0131; Enflasyon y\u00fczde 31 olursa 18.954 TL\u2019ye Enflasyon y\u00fczde 32 olursa 19.100 TL\u2019ye Enflasyon y\u00fczde 33 olursa 19.244 TL\u2019ye \u00e7\u0131kacak. SSK, Ba\u011f-Kur ve Emekli Sand\u0131\u011f\u0131 emeklileri g\u00f6z\u00fcn\u00fc 2026 y\u0131l\u0131 i\u00e7in a\u00e7\u0131klanacak zam oran\u0131na dikti. Bankalar ise maa\u015f zamm\u0131 \u00f6ncesinde promosyon yar\u0131\u015f\u0131n\u0131 iyice k\u0131z\u0131\u015ft\u0131rd\u0131. BANKALAR, EMEKL\u0130 PROMOSYONLARINI ARTIRDI Milyonlarca emekli i\u00e7in promosyon tutarlar\u0131 pe\u015f pe\u015fe g\u00fcncellenirken, baz\u0131 bankalar ko\u015fulsuz \u00f6demeleri art\u0131rd\u0131, baz\u0131lar\u0131 ise \u201cek \u00fcr\u00fcn\u201d imkan\u0131yla \u00e7ok y\u00fcksek rakamlar sunmaya ba\u015flad\u0131. UZMANLARDAN EMEKL\u0130LERE KR\u0130T\u0130K UYARI Emekli maa\u015flar\u0131na yap\u0131lacak art\u0131\u015f i\u00e7in b\u00fcy\u00fck g\u00fcn 3 Ocak. S\u00f6z konusu tarihte 6 ayl\u0131k T\u00dcFE verileriyle birlikte emekliye yap\u0131lacak zam netle\u015fecek. Uzmanlar, emeklilere zam oranlar\u0131n\u0131n netle\u015fmesini beklemeleri gerekti\u011fini, \u00e7\u00fcnk\u00fc bankalar\u0131n rekabeti daha da k\u0131z\u0131\u015ft\u0131r\u0131p promosyon miktarlar\u0131n\u0131n y\u00fckselebilece\u011fini s\u00f6yledi. EMEKL\u0130 PROMOSYONU NASIL ALINIR? Promosyondan yararlanmak isteyen emeklilerin, maa\u015flar\u0131n\u0131 se\u00e7tikleri bankaya ta\u015f\u0131malar\u0131 ve 3 y\u0131l boyunca o bankadan alma taahh\u00fcd\u00fc vermeleri gerekiyor. Yeni bankaya ge\u00e7me i\u015flemi banka \u015fubelerinden veya e-Devlet \u00fczerinden k\u0131sa s\u00fcrede yap\u0131labiliyor. Emekli maa\u015f miktar\u0131na g\u00f6re bankalar\u0131n son promosyon miktarlar\u0131 \u015fu \u015fekilde: Z\u0130RAAT BANKASI Toplam Promosyon: 12 bin TL \u00d6zellik: Maa\u015f tutar\u0131na g\u00f6re 12 bin TL\u2019ye kadar promosyon TEB Toplam Promosyon: 21 bin TL Ana Promosyon: 12 bin TL Ek \u00d6d\u00fcller: 9 bin TL (ek ko\u015fullarla ilave \u00f6deme) \u0130\u015e BANKASI Toplam Promosyon: 24 bin TL Ana Promosyon: 15 bin TL Ek \u00d6d\u00fcller: 9 bin TL (ek kampanyalar) GARANT\u0130 BBVA Toplam Promosyon: 25 bin TL Ana Promosyon: 15 bin TL Ek \u00d6d\u00fcller: 10 bin TL (\u00e7e\u015fitli bankac\u0131l\u0131k \u00fcr\u00fcnleri) DEN\u0130ZBANK Toplam Promosyon: 27 bin TL Ana Promosyon: 12 bin TL Ek \u00d6d\u00fcller: 15 bin TL (ek ko\u015fullarla) YAPI KRED\u0130 Toplam Promosyon: 30 bin TL \u00d6zellik: Belirli tarihlerde taahh\u00fct veren emeklilere 30 bin TL\u2019ye kadar nakit promosyon VAKIFBANK Toplam Promosyon: 30 bin TL Ana Promosyon: 12 bin TL Ek \u00d6d\u00fcller: 18 bin TL (Troy emekli kart harcamalar\u0131) QNB F\u0130NANSBANK Toplam Promosyon: 31 bin TL Ana Promosyon: 20 bin TL (ko\u015fulsuz) Ek \u00d6d\u00fcller: 11 bin TL (ilave kampanyalar) HALKBANK Toplam Promosyon: 60 bin TL Ana Promosyon: 12 bin TL Ek \u00d6d\u00fcller: 48 bin TL (kredi kart\u0131 harcamalar\u0131, fatura talimatlar\u0131 ve avantaj paketleri) 8 Eyl\u00fcl 1999 tarihinden sonra ilk kez sigortal\u0131 olan milyonlarca \u00e7al\u0131\u015fan, EYT d\u00fczenlemesinden yararlanamaman\u0131n ma\u011fduriyetini ya\u015f\u0131yor. Ancak h\u00fck\u00fcmetin \u00fczerinde \u00e7al\u0131\u015ft\u0131\u011f\u0131 yeni kademeli emeklilik modeli, 2000-2008 aras\u0131 SGK, Ba\u011f-Kur ve Emekli Sand\u0131\u011f\u0131 giri\u015fi olan vatanda\u015flara umut oldu. BAKANLIK \u00c7ALI\u015eMALARA BA\u015eLADI MI? \u00c7al\u0131\u015fma ve Sosyal G\u00fcvenlik Bakan\u0131 Vedat I\u015f\u0131khan daha \u00f6nce yapt\u0131\u011f\u0131 a\u00e7\u0131klamada kademeli emeklilik ve staj sigortas\u0131yla ilgili resm\u00ee bir \u00e7al\u0131\u015fman\u0131n hen\u00fcz bulunmad\u0131\u011f\u0131n\u0131 belirtmi\u015fti. Ancak kulislerde, kademeli emeklilik modelinin Meclis g\u00fcndemine al\u0131nabilece\u011fi konu\u015fuluyor. KADEMEL\u0130 EMEKL\u0130L\u0130KTE K\u0130M NE ZAMAN EMEKL\u0130 OLACAK? Kademeli emeklilik sistemiyle birlikte 2000-2008 y\u0131llar\u0131 aras\u0131nda sigortal\u0131 olanlar i\u00e7in emeklilik ya\u015f\u0131 ve prim \u015fartlar\u0131 kademeli olarak azalt\u0131lacak. Sistemin yasala\u015fmas\u0131 durumunda: Kad\u0131nlar i\u00e7in emeklilik ya\u015f\u0131: 58 Erkekler i\u00e7in emeklilik ya\u015f\u0131: 60 Prim g\u00fcn\u00fc: 7000 Kademeli modelde i\u015fe giri\u015f y\u0131l\u0131 ilerledik\u00e7e ya\u015f ve prim g\u00fcn\u00fc de art\u0131yor. \u00d6rne\u011fin: 2000 giri\u015fli kad\u0131nlar: 43 ya\u015f \/ 6.325 prim g\u00fcn\u00fc 2008 giri\u015fli kad\u0131nlar: 49 ya\u015f \/ 6.925 prim g\u00fcn\u00fc 2000 giri\u015fli erkekler: 45 ya\u015f \/ 6.325 prim g\u00fcn\u00fc 2008 giri\u015fli erkekler: 51 ya\u015f \/ 6.925 prim g\u00fcn\u00fc K\u0130MLER YARARLANACAK? Yeni model; SGK, Ba\u011f-Kur ve Emekli Sand\u0131\u011f\u0131 kapsam\u0131nda \u00e7al\u0131\u015fan kad\u0131n ve erkekleri kaps\u0131yor. SSK\u2019l\u0131 kad\u0131nlar i\u00e7in 20 y\u0131l sigortal\u0131l\u0131k ve 5000-5975 aras\u0131 prim g\u00fcn\u00fc, erkekler i\u00e7in 25 y\u0131l sigortal\u0131l\u0131k ve ayn\u0131 prim aral\u0131\u011f\u0131 aranacak. BA\u011e-KUR ve Emekli Sand\u0131\u011f\u0131\u2019nda ise: Kad\u0131nlar: 7200 g\u00fcn Erkekler: 9000 g\u00fcn (e\u015fitleme ile 7200\u2019e d\u00fc\u015febilir) YIPRANMA PAYI VE ALTERNAT\u0130F EMEKL\u0130L\u0130K YOLLARI Kademeli emeklilik d\u0131\u015f\u0131nda \u201cy\u0131pranma pay\u0131\u201d gibi ek uygulamalar da erken emeklili\u011fin kap\u0131s\u0131n\u0131 aral\u0131yor. A\u011f\u0131r i\u015flerde \u00e7al\u0131\u015fanlar, her 360 g\u00fcn \u00e7al\u0131\u015fmaya kar\u015f\u0131l\u0131k 60-180 g\u00fcn ilave s\u00fcre kazan\u0131yor. Bu sistem, 45 farkl\u0131 meslek grubunu kaps\u0131yor. \u00d6zellikle yer alt\u0131 \u00e7al\u0131\u015fanlar\u0131, sa\u011fl\u0131k personeli, bas\u0131n mensuplar\u0131, g\u00fcvenlik g\u00fc\u00e7leri ve TSK personeli i\u00e7in erken emeklilik avantaj\u0131 sunuluyor. NE ZAMAN Y\u00dcR\u00dcRL\u00dc\u011eE G\u0130RECEK? Kademeli emeklilik d\u00fczenlemesi hen\u00fcz resmiyet kazanmasa da, torba yasaya eklenmesi halinde 2025 y\u0131l\u0131 i\u00e7inde y\u00fcr\u00fcrl\u00fc\u011fe girmesi bekleniyor. Haz\u0131rlanan yeni d\u00fczenleme kapsam\u0131nda ev han\u0131mlar\u0131na sosyal g\u00fcvence ve emeklilik deste\u011fi de planlan\u0131yor. UZMANLARDAN UYARI: \u015eARTLAR NETLE\u015eENE KADAR BEKLEY\u0130N Sosyal G\u00fcvenlik Uzman\u0131 \u0130sa Karaka\u015f da, \u201cEYT ile ba\u015flayan d\u00f6n\u00fc\u015f\u00fcm kademeli emeklilikle devam edebilir. Ancak \u015fu an i\u00e7in kesin bir yasa metni yok, beklentilerin zamana yay\u0131larak ger\u00e7ekle\u015fmesini \u00f6ng\u00f6r\u00fcyoruz\u201d diyerek temkinli olunmas\u0131 gerekti\u011fini belirtti. \u00d6zetle: 2000-2008 aras\u0131 sigorta giri\u015fi olanlar i\u00e7in umut \u0131\u015f\u0131\u011f\u0131 do\u011fdu. Prim ve ya\u015f \u015fartlar\u0131 esnetiliyor. Y\u0131pranma pay\u0131 ile erken emeklilik avantaj\u0131 geni\u015fletiliyor. D\u00fczenlemenin Meclis\u2019e gelmesi halinde milyonlarca ki\u015fiye erken emeklilik hakk\u0131 tan\u0131nacak.<\/p>\n"},"alt_text":"","media_type":"image","mime_type":"image\/jpeg","media_details":{"width":426,"height":512,"file":"2026\/01\/607305386_122166872090861904_3816364173458492882_n.jpg","sizes":{"medium":{"file":"607305386_122166872090861904_3816364173458492882_n-250x300.jpg","width":250,"height":300,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-250x300.jpg"},"thumbnail":{"file":"607305386_122166872090861904_3816364173458492882_n-150x150.jpg","width":150,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-150x150.jpg"},"kucukResim":{"file":"607305386_122166872090861904_3816364173458492882_n-80x50.jpg","width":80,"height":50,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-80x50.jpg"},"sliderResim":{"file":"607305386_122166872090861904_3816364173458492882_n-426x330.jpg","width":426,"height":330,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-426x330.jpg"},"resim1":{"file":"607305386_122166872090861904_3816364173458492882_n-184x140.jpg","width":184,"height":140,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-184x140.jpg"},"resim2":{"file":"607305386_122166872090861904_3816364173458492882_n-216x103.jpg","width":216,"height":103,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-216x103.jpg"},"resim3":{"file":"607305386_122166872090861904_3816364173458492882_n-145x70.jpg","width":145,"height":70,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-145x70.jpg"},"sagSlider":{"file":"607305386_122166872090861904_3816364173458492882_n-300x150.jpg","width":300,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-300x150.jpg"},"yeniSlider":{"file":"607305386_122166872090861904_3816364173458492882_n-426x290.jpg","width":426,"height":290,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n-426x290.jpg"},"full":{"file":"607305386_122166872090861904_3816364173458492882_n.jpg","width":426,"height":512,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":42933,"source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/607305386_122166872090861904_3816364173458492882_n.jpg","_links":{"self":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media\/42935"}],"collection":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/comments?post=42935"}]}}