{"id":43338,"date":"2026-01-25T01:15:59","date_gmt":"2026-01-24T22:15:59","guid":{"rendered":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n.jpg"},"modified":"2026-01-25T01:17:00","modified_gmt":"2026-01-24T22:17:00","slug":"621442379_122185219004768140_544795411617913373_n","status":"inherit","type":"attachment","link":"https:\/\/adanaseshaber.com.tr\/habercim\/genel\/borcu-olan-milyonlara-mujde\/attachment\/621442379_122185219004768140_544795411617913373_n\/","title":{"rendered":"Borcu olan milyonlara m\u00fcjde verildii"},"author":2,"comment_status":"open","ping_status":"closed","template":"","meta":[],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n.jpg'><img width=\"250\" height=\"300\" src=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-250x300.jpg\" class=\"attachment-medium size-medium\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-250x300.jpg 250w, https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n.jpg 427w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/><\/a><\/p>\n"},"caption":{"rendered":"<p>T\u00fcrkiye genelinde bor\u00e7 y\u00fck\u00fc alt\u0131nda ezilen vatanda\u015flar i\u00e7in \u00f6nemli bir ad\u0131m at\u0131ld\u0131. TBMM\u2019de onaylanan yeni d\u00fczenlemeyle birlikte, 350 bin TL\u2019ye kadar bireysel kredi ve kredi kart\u0131 borcu bulunan vatanda\u015flara y\u00f6nelik kapsaml\u0131 bir bor\u00e7 kapatma kredisi d\u00f6nemi ba\u015fl\u0131yor. Devlet destekli bu yeni sistem, vatanda\u015flar\u0131n da\u011f\u0131n\u0131k bor\u00e7lar\u0131n\u0131 tek bir \u00e7at\u0131 alt\u0131nda toplayarak daha d\u00fc\u015f\u00fck faiz oran\u0131 ve uzun vadeli \u00f6deme plan\u0131 avantaj\u0131 sunacak. F\u0130NANSAL RAHATLAMA PAKET\u0130 GEL\u0130YOR Birden fazla bankaya ve y\u00fcksek faiz oranlar\u0131na da\u011f\u0131lm\u0131\u015f bor\u00e7 y\u00fck\u00fc, uzun s\u00fcredir haneler \u00fczerinde b\u00fcy\u00fck bir bask\u0131 olu\u015fturuyordu. Yeni d\u00fczenleme bu duruma \u00e7\u00f6z\u00fcm getiriyor. Programla birlikte, y\u00fcksek faizli kredi kart\u0131 ve t\u00fcketici kredileri tek bir yap\u0131land\u0131rma alt\u0131nda birle\u015fecek. Bu sayede vatanda\u015f hem faiz y\u00fck\u00fcnden kurtulacak hem de ayl\u0131k takibini kolayla\u015ft\u0131rarak b\u00fct\u00e7esini yeniden dengeleyebilecek. Uzmanlara g\u00f6re d\u00fczenleme, milyonlarca ki\u015finin mali a\u00e7\u0131dan nefes almas\u0131n\u0131 sa\u011flayacak ve i\u00e7 piyasada t\u00fcketim dengesine de olumlu katk\u0131 sunacak. Z\u0130RAAT BANKASI \u00d6NC\u00dc OLACAK TBMM\u2019den ge\u00e7en yasa kapsam\u0131nda, uygulaman\u0131n merkezinde Ziraat Bankas\u0131 yer alacak. Program\u0131n kamu bankalar\u0131 arac\u0131l\u0131\u011f\u0131yla y\u00fcr\u00fct\u00fclmesi, hem g\u00fcvenilirlik hem de h\u0131zl\u0131 eri\u015fim a\u00e7\u0131s\u0131ndan avantaj sa\u011flayacak. Vatanda\u015flar ba\u015fvurular\u0131n\u0131: Ziraat Bankas\u0131 \u015fubeleri, \u0130nternet bankac\u0131l\u0131\u011f\u0131, Mobil uygulama \u00fczerinden kolayl\u0131kla yapabilecek. Onay s\u00fcreci tamamlanan ba\u015fvurular, k\u0131sa s\u00fcre i\u00e7inde hesaplara aktar\u0131lacak. Bu h\u0131z, y\u00fcksek faizli bor\u00e7 d\u00f6ng\u00fcs\u00fcnde s\u0131k\u0131\u015fan vatanda\u015flar i\u00e7in b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor. EKONOM\u0130YE DE CAN SUYU ETK\u0130S\u0130 Ekonomi uzmanlar\u0131, yeni bor\u00e7 kapatma modelinin makroekonomik denge a\u00e7\u0131s\u0131ndan da \u00f6nemli oldu\u011funu vurguluyor. Yap\u0131land\u0131rma sayesinde: Bor\u00e7luluk oran\u0131 d\u00fc\u015fecek, Temerr\u00fct riskleri azalacak, T\u00fcketim dengesi g\u00fc\u00e7lenecek, Finansal istikrar desteklenecek. Vatanda\u015f, y\u00fcksek faizli bor\u00e7 \u00f6demeleri yerine d\u00fczenli taksitlerle ilerleyerek mali disiplini yeniden kazanabilecek.<\/p>\n"},"alt_text":"","media_type":"image","mime_type":"image\/jpeg","media_details":{"width":427,"height":512,"file":"2026\/01\/621442379_122185219004768140_544795411617913373_n.jpg","sizes":{"medium":{"file":"621442379_122185219004768140_544795411617913373_n-250x300.jpg","width":250,"height":300,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-250x300.jpg"},"thumbnail":{"file":"621442379_122185219004768140_544795411617913373_n-150x150.jpg","width":150,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-150x150.jpg"},"kucukResim":{"file":"621442379_122185219004768140_544795411617913373_n-80x50.jpg","width":80,"height":50,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-80x50.jpg"},"sliderResim":{"file":"621442379_122185219004768140_544795411617913373_n-427x330.jpg","width":427,"height":330,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-427x330.jpg"},"resim1":{"file":"621442379_122185219004768140_544795411617913373_n-184x140.jpg","width":184,"height":140,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-184x140.jpg"},"resim2":{"file":"621442379_122185219004768140_544795411617913373_n-216x103.jpg","width":216,"height":103,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-216x103.jpg"},"resim3":{"file":"621442379_122185219004768140_544795411617913373_n-145x70.jpg","width":145,"height":70,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-145x70.jpg"},"sagSlider":{"file":"621442379_122185219004768140_544795411617913373_n-300x150.jpg","width":300,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-300x150.jpg"},"yeniSlider":{"file":"621442379_122185219004768140_544795411617913373_n-427x290.jpg","width":427,"height":290,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n-427x290.jpg"},"full":{"file":"621442379_122185219004768140_544795411617913373_n.jpg","width":427,"height":512,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":43336,"source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/01\/621442379_122185219004768140_544795411617913373_n.jpg","_links":{"self":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media\/43338"}],"collection":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/comments?post=43338"}]}}