{"id":43774,"date":"2026-02-04T13:47:38","date_gmt":"2026-02-04T10:47:38","guid":{"rendered":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n.jpg"},"modified":"2026-02-04T13:49:09","modified_gmt":"2026-02-04T10:49:09","slug":"625072145_122173865288861904_4001350797625028848_n","status":"inherit","type":"attachment","link":"https:\/\/adanaseshaber.com.tr\/habercim\/genel\/emekliler-dkkat\/attachment\/625072145_122173865288861904_4001350797625028848_n\/","title":{"rendered":"E\u2019mekliler D!kkat Bunu Yapan\u0131n Ma\u2019a\u015f\u0131 Yan\u0131yor..!"},"author":2,"comment_status":"open","ping_status":"closed","template":"","meta":[],"description":{"rendered":"<p class=\"attachment\"><a href='https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n.jpg'><img width=\"248\" height=\"300\" src=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-248x300.jpg\" class=\"attachment-medium size-medium\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-248x300.jpg 248w, https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n.jpg 423w\" sizes=\"(max-width: 248px) 100vw, 248px\" \/><\/a><\/p>\n"},"caption":{"rendered":"<p>Hak Sahipleri Emeklilik, malull\u00fck, \u00f6l\u00fcm ayl\u0131\u011f\u0131 ya da i\u015f g\u00f6remezlik geliri alan ki\u015filerin, banka hesaplar\u0131na yatan paray\u0131 uzun s\u00fcre \u00e7ekmemeleri durumunda ciddi hak kay\u0131plar\u0131 ya\u015fayabilecekleri ortaya \u00e7\u0131kt\u0131. \u00c7\u00fcnk\u00fc SGK, belirli s\u00fcre i\u00e7inde tahsil edilmeyen \u00f6demeleri zaman a\u015f\u0131m\u0131na u\u011fram\u0131\u015f sayarak iptal edebiliyor. 2008 \u00d6ncesi Emekliler \u0130\u00e7in Zaman A\u015f\u0131m\u0131 Riski Daha Y\u00fcksek SGK\u2019n\u0131n uygulad\u0131\u011f\u0131 mevzuata g\u00f6re, \u00f6zellikle 1 Ekim 2008 tarihinden \u00f6nce SSK (4\/1-a) ve Ba\u011f-Kur (4\/1-b) kapsam\u0131nda emekli olan vatanda\u015flar i\u00e7in daha dikkatli olunmas\u0131 gerekiyor. Bu tarihten \u00f6nce ba\u011flanan emekli, malull\u00fck veya \u00f6l\u00fcm maa\u015flar\u0131 5 y\u0131l i\u00e7inde tahsil edilmezse \u00f6deme hakk\u0131 ortadan kalkabiliyor. Yani hesapta biriken maa\u015f, 5 y\u0131l i\u00e7inde \u00e7ekilmezse SGK bu tutarlar\u0131 zaman a\u015f\u0131m\u0131na u\u011frat\u0131yor ve ilgili d\u00f6neme ait \u00f6demeler geri al\u0131nam\u0131yor. Memur Emeklilerinde de Ayn\u0131 S\u00fcre Ge\u00e7erli Kamu g\u00f6revlileri yani 4\/1-c kapsam\u0131ndaki memur stat\u00fcs\u00fcnde olanlar da benzer kurallara tabi. Vazife malull\u00fc\u011f\u00fc ve \u00f6l\u00fcm ayl\u0131klar\u0131 gibi \u00f6demelerde, hak sahiplerinin \u00f6l\u00fcm tarihinden itibaren en ge\u00e7 5 y\u0131l i\u00e7inde SGK\u2019ya ba\u015fvurmalar\u0131 gerekiyor. Bu s\u00fcre ge\u00e7irilirse sadece ba\u015fvuru tarihinden geriye d\u00f6n\u00fck 5 y\u0131l\u0131n \u00f6demesi yap\u0131labiliyor. S\u00fcresi dolmu\u015f maa\u015flar ise kaybediliyor. 2008 Sonras\u0131 Emekli Olanlar Neden Daha \u015eansl\u0131? 2008 sonras\u0131nda y\u00fcr\u00fcrl\u00fc\u011fe giren sosyal g\u00fcvenlik reformu ile birlikte sistemde baz\u0131 de\u011fi\u015fiklikler yap\u0131ld\u0131. Bu tarihten sonra ba\u011flanan emekli maa\u015flar\u0131 i\u00e7in zaman a\u015f\u0131m\u0131 uygulamas\u0131 kald\u0131r\u0131ld\u0131. Ancak bu durum, ge\u00e7mi\u015f d\u00f6neme ait maa\u015flarda zaman a\u015f\u0131m\u0131 riskinin tamamen ortadan kalkt\u0131\u011f\u0131 anlam\u0131na gelmiyor. \u00d6zellikle ge\u00e7mi\u015ften gelen \u00f6demeler veya ge\u00e7 ba\u015fvurular i\u00e7in hak d\u00fc\u015f\u00fcr\u00fcc\u00fc s\u00fcreler h\u00e2l\u00e2 ge\u00e7erli. Gaiplik ve Toptan \u00d6demelerde de Ayn\u0131 Kural Bir ki\u015finin gaip (kay\u0131p ki\u015fi olarak yasal tan\u0131nma) say\u0131lmas\u0131 durumunda da hak sahiplerinin dikkatli olmas\u0131 gerekiyor. Mahkeme karar\u0131n\u0131n kesinle\u015fti\u011fi tarihten itibaren 5 y\u0131l i\u00e7inde SGK\u2019ya ba\u015fvuru yap\u0131lmazsa, sadece son 5 y\u0131la ait \u00f6demeler al\u0131nabiliyor. Ayn\u0131 \u015fekilde toptan \u00f6deme, \u00f6l\u00fcm yard\u0131m\u0131 gibi haklarda da benzer \u015fekilde hak d\u00fc\u015f\u00fcr\u00fcc\u00fc s\u00fcre uygulan\u0131yor. Vatanda\u015f Ne Yapmal\u0131? Banka hesaplar\u0131n\u0131 d\u00fczenli kontrol edin. Hesaba yatan emekli maa\u015f\u0131n\u0131z\u0131 uzun s\u00fcre \u00e7ekmeden b\u0131rakmay\u0131n. Yak\u0131nlar\u0131n\u0131z\u0131n vefat\u0131ndan sonra SGK\u2019ya ba\u015fvuru yapmay\u0131 ertelemeyin. \u00d6l\u00fcm ayl\u0131\u011f\u0131 gibi \u00f6demelerde s\u00fcreler kritik \u00f6neme sahip. SGK ile ilgili hak taleplerinizi zaman\u0131nda yap\u0131n. 5 y\u0131ll\u0131k s\u00fcrenin sonunda baz\u0131 haklar tamamen kaybolabilir. 2008 \u00f6ncesi emekli olanlar daha dikkatli olmal\u0131. Bu grup zaman a\u015f\u0131m\u0131 konusunda en b\u00fcy\u00fck riski ta\u015f\u0131yor. Sonu\u00e7: K\u00fc\u00e7\u00fck Bir \u0130hmal, B\u00fcy\u00fck Bir Hak Kayb\u0131na Yol A\u00e7abilir SGK mevzuat\u0131 karma\u015f\u0131k yap\u0131s\u0131 nedeniyle bir\u00e7ok vatanda\u015f taraf\u0131ndan tam olarak bilinmiyor. Ancak bu bilgi eksikli\u011fi, \u00f6zellikle zaman a\u015f\u0131m\u0131 gibi durumlarda emekli ve hak sahiplerinin ciddi kay\u0131plar ya\u015famas\u0131na neden olabiliyor. Bu nedenle hesaplara yatan maa\u015flar\u0131n d\u00fczenli olarak \u00e7ekilmesi, hak d\u00fc\u015f\u00fcr\u00fcc\u00fc s\u00fcrelerin dikkatle takip edilmesi ve gerekti\u011finde SGK\u2019dan bilgi al\u0131nmas\u0131 b\u00fcy\u00fck \u00f6nem ta\u015f\u0131yor. Kaynak : haberzamanicom<\/p>\n"},"alt_text":"","media_type":"image","mime_type":"image\/jpeg","media_details":{"width":423,"height":512,"file":"2026\/02\/625072145_122173865288861904_4001350797625028848_n.jpg","sizes":{"medium":{"file":"625072145_122173865288861904_4001350797625028848_n-248x300.jpg","width":248,"height":300,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-248x300.jpg"},"thumbnail":{"file":"625072145_122173865288861904_4001350797625028848_n-150x150.jpg","width":150,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-150x150.jpg"},"kucukResim":{"file":"625072145_122173865288861904_4001350797625028848_n-80x50.jpg","width":80,"height":50,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-80x50.jpg"},"sliderResim":{"file":"625072145_122173865288861904_4001350797625028848_n-423x330.jpg","width":423,"height":330,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-423x330.jpg"},"resim1":{"file":"625072145_122173865288861904_4001350797625028848_n-184x140.jpg","width":184,"height":140,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-184x140.jpg"},"resim2":{"file":"625072145_122173865288861904_4001350797625028848_n-216x103.jpg","width":216,"height":103,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-216x103.jpg"},"resim3":{"file":"625072145_122173865288861904_4001350797625028848_n-145x70.jpg","width":145,"height":70,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-145x70.jpg"},"sagSlider":{"file":"625072145_122173865288861904_4001350797625028848_n-300x150.jpg","width":300,"height":150,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-300x150.jpg"},"yeniSlider":{"file":"625072145_122173865288861904_4001350797625028848_n-423x290.jpg","width":423,"height":290,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n-423x290.jpg"},"full":{"file":"625072145_122173865288861904_4001350797625028848_n.jpg","width":423,"height":512,"mime_type":"image\/jpeg","source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n.jpg"}},"image_meta":{"aperture":"0","credit":"","camera":"","caption":"","created_timestamp":"0","copyright":"","focal_length":"0","iso":"0","shutter_speed":"0","title":"","orientation":"0","keywords":[]}},"post":43773,"source_url":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-content\/uploads\/2026\/02\/625072145_122173865288861904_4001350797625028848_n.jpg","_links":{"self":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media\/43774"}],"collection":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/media"}],"about":[{"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/types\/attachment"}],"author":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/habercim\/wp-json\/wp\/v2\/comments?post=43774"}]}}