{"id":52360,"date":"2023-08-26T00:07:12","date_gmt":"2023-08-25T21:07:12","guid":{"rendered":"https:\/\/www.adanaseshaber.com\/haber-dijital-bankaciliga-ilgi-artiyor.html"},"modified":"2023-08-26T00:07:13","modified_gmt":"2023-08-25T21:07:13","slug":"dijital-bankaciliga-ilgi-artiyor","status":"publish","type":"post","link":"https:\/\/adanaseshaber.com.tr\/?p=52360","title":{"rendered":"Dijital bankac\u0131l\u0131\u011fa ilgi art\u0131yor"},"content":{"rendered":"<p>Dijital bankac\u0131l\u0131k kullananlar\u0131n say\u0131s\u0131 ge\u00e7en y\u0131l\u0131n ilk 7 ay\u0131na g\u00f6re, y\u00fczde 60 artt\u0131.<\/p>\n<p><strong>\u0130STANBUL (\u0130GFA) \u2013 <\/strong>Geli\u015fen teknolojiyle g\u00fcn\u00fcn her saati her yerden bankac\u0131l\u0131k i\u015flemleri de online olarak yap\u0131labiliyor.<\/p>\n<p>\u0130nternet bankac\u0131l\u0131\u011f\u0131yla birlikte mesai s\u00fcresi i\u00e7erisinde \u015fubeye gitmeye gerek kalmadan pek \u00e7ok i\u015flem ger\u00e7ekle\u015ftirilebiliyor.<\/p>\n<p>Kar\u015f\u0131la\u015ft\u0131rma sitesi encazip.com\u2019un yapt\u0131\u011f\u0131 ara\u015ft\u0131rmaya g\u00f6re dijital bankac\u0131l\u0131k kullananlar\u0131n say\u0131s\u0131 ge\u00e7en y\u0131l\u0131n ilk yedi ay\u0131na g\u00f6re, y\u00fczde 60 artt\u0131. T\u00fcrkiye Bankalar Birli\u011fi\u2019nin \u2018Uzaktan M\u00fc\u015fteri Edinimi\u2019 raporuna g\u00f6re, T\u00fcrkiye\u2019de 104 milyon ki\u015fi dijital bankac\u0131l\u0131k m\u00fc\u015fterisi.<\/p>\n<p>Bir\u00e7ok banka ilk kez m\u00fc\u015fterisi olacak ki\u015filere faizsiz nakit avans ya da kredi imkan\u0131 sunuyor. Her bankan\u0131n \u015fartlar\u0131 ve verdikleri miktar de\u011fi\u015fkenlik g\u00f6steriyor.<\/p>\n<p>\u0130lk defa banka m\u00fc\u015fterisi olacak bireyler, bankaya gitmeden g\u00f6r\u00fcnt\u00fcl\u00fc g\u00f6r\u00fc\u015fme ile banka m\u00fc\u015fterisi olabiliyor. Mobil uygulama \u00fczerinden ba\u015fvuran m\u00fc\u015fteriler, ba\u015fvurunun onaylanmas\u0131n\u0131n ve hesab\u0131n a\u00e7\u0131lmas\u0131n\u0131n ard\u0131ndan bu imkandan yararlanabiliyorlar. Mobil uygulama \u00fczerinden ya da banka ATM\u2019lerinden taksitli nakit avans ya da kredilerini kullan\u0131labiliyorlar. \u00d6demeler 3, 6 ya da 12 ay gibi vadelerle yap\u0131labiliyor.<\/p>\n<p><strong>\u015eUBEYE G\u0130TMEDEN NASIL M\u00dc\u015eTER\u0130 OLUNUR<\/strong><\/p>\n<p>Banka m\u00fc\u015fterisi olmak i\u00e7in \u015fubeye gitmeye gerek olmadan online ba\u015fvuru yap\u0131labiliyor. Esaslar\u0131 Bankalarca Kullan\u0131lacak Uzaktan Kimlik Tespiti Y\u00f6ntemlerine ve Elektronik Ortamda S\u00f6zle\u015fme \u0130li\u015fkisinin Kurulmas\u0131na \u0130li\u015fkin Y\u00f6netmelik ile belirlenen digital onboarding (DOB) ile t\u00fcketiciler mobil bankac\u0131l\u0131k ya da internet bankac\u0131l\u0131\u011f\u0131 arac\u0131l\u0131\u011f\u0131yla banka m\u00fc\u015fterisi olabiliyor. M\u00fc\u015fteri olunmas\u0131n\u0131n ard\u0131ndan da nakit avans ya da kredi ba\u015fvurusu yap\u0131labiliyor.<\/p>\n<p><strong>D\u0130J\u0130TAL BANKACILI\u011eIN AVANTAJLARI<\/strong><\/p>\n<p>Dijital bankac\u0131l\u0131k \u015fubeye gitmeye gerek kalmadan pek \u00e7ok i\u015flemi yapabilmenize imkan tan\u0131yor. Banka m\u00fc\u015fterisi olmak i\u00e7in gerekli i\u015flemleri de kolayla\u015ft\u0131r\u0131yor. Finansal teknoloji geli\u015fiminin bir \u00f6rne\u011fi olan digital onboarding ile sayfalarca s\u00f6zle\u015fme okuma ve defalarca \u0131slak imza atma gibi zorunluluklar ortadan kalk\u0131yor. Banka m\u00fc\u015fterisi olmak isteyenler \u015fube gitmeden g\u00f6r\u00fcnt\u00fcl\u00fc g\u00f6r\u00fc\u015fme y\u00f6ntemiyle banka hesab\u0131 a\u00e7abiliyor. Online banka hesab\u0131 a\u00e7man\u0131n en temel avantaj\u0131, bir\u00e7ok \u015fart\u0131 ve evrak gereklili\u011fini ortadan kald\u0131rmas\u0131.<\/p>\n<p>Dijital bankac\u0131l\u0131k m\u00fc\u015fterisi olman\u0131n avantajlar\u0131yla ilgili bilgi veren tasarruf uzman\u0131 \u00c7a\u011fada K\u0131r\u0131m, \u201cElektrik piyasas\u0131nda dijitalle\u015fme ve dijital tedarik\u00e7i de\u011fi\u015fikli\u011fine encazip olarak biz \u00f6nc\u00fcl\u00fck ettik. Oradan ald\u0131\u011f\u0131m\u0131z tecr\u00fcbeyi h\u0131zla b\u00fcy\u00fcyen bankac\u0131l\u0131k sekt\u00f6r\u00fcne aktaraca\u011f\u0131z. Dijital bankac\u0131l\u0131\u011fa ilgi art\u0131yor. Her ay ortalama 500 bin ki\u015fi, dijital kanallardan bankalar\u0131n m\u00fc\u015fterisi olma se\u00e7ene\u011fini tercih ediyor. Piyasa \u00e7ok b\u00fcy\u00fck ama tecr\u00fcbemizle piyasay\u0131 daha da geli\u015ftirece\u011fiz. Yak\u0131n zamanda dijital bankac\u0131l\u0131k, fiziken yap\u0131lan i\u015flemlerin \u00f6n\u00fcne ge\u00e7ecektir.\u201d de\u011ferlendirmesinde bulundu.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dijital bankac\u0131l\u0131k kullananlar\u0131n say\u0131s\u0131 ge\u00e7en y\u0131l\u0131n ilk 7 ay\u0131na g\u00f6re, y\u00fczde 60 artt\u0131. \u0130STANBUL (\u0130GFA) \u2013 Geli\u015fen teknolojiyle g\u00fcn\u00fcn her saati her yerden bankac\u0131l\u0131k i\u015flemleri de online olarak yap\u0131labiliyor. \u0130nternet bankac\u0131l\u0131\u011f\u0131yla birlikte mesai s\u00fcresi i\u00e7erisinde \u015fubeye gitmeye gerek kalmadan pek \u00e7ok i\u015flem ger\u00e7ekle\u015ftirilebiliyor. Kar\u015f\u0131la\u015ft\u0131rma sitesi encazip.com\u2019un yapt\u0131\u011f\u0131 ara\u015ft\u0131rmaya g\u00f6re dijital bankac\u0131l\u0131k kullananlar\u0131n say\u0131s\u0131 ge\u00e7en y\u0131l\u0131n &hellip;<\/p>\n","protected":false},"author":1,"featured_media":52361,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-52360","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-genel"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/52360","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=52360"}],"version-history":[{"count":1,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/52360\/revisions"}],"predecessor-version":[{"id":52362,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/posts\/52360\/revisions\/52362"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=\/wp\/v2\/media\/52361"}],"wp:attachment":[{"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=52360"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=52360"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/adanaseshaber.com.tr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=52360"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}